VIFILABS logo mark
Explore products
Where
Culture
Meets
Capital
ViFi hero graphic

Bringing emerging market economies onchain

Backed by

base ecosystem fund
Scroll
Bankless

ViFi Labs is a technology studio that powers emerging market economies. We are bringing emerging market payment and capital networks onchain through our innovative product offerings.

Our Products

ViFi Labs is building financial infrastructure for emerging markets, starting with FX swaps, tokenized reserves, and seamless remittances. We’re creating a borderless system designed to serve the billions who remain financially excluded.

ViFi

ViFi is the world’s first capital-efficient decentralized exchange for emerging market stablecoins.

It enables real-time, onchain FX with near-zero slippage. By replacing cash swaps and OTC desks with programmable liquidity pools, ViFi FX delivers institutional grade FX infrastructure for merchants, wallets, fintechs, and banks.

The protocol allows seamless swaps between USD and local stablecoins, reducing dependence on intermediaries and improving price efficiency. Designed for the $540 billion crypto economy in Africa and LATAM, its novel AMM architecture unlocks deep, transparent liquidity for long-tail currencies. For the first time, providing liquidity for on-chain FX and local stablecoins is not only possible but profitable.

ReserveX

ReserveX is ViFi Labs’ RWA infrastructure protocol enabling the tokenization of emerging market bonds and securities.

Global tokenization remains concentrated in U.S. fixed income, leaving local-currency debt in Africa and LATAM largely untapped. ReserveX changes this by introducing transparent, programmable infrastructure for issuance and settlement.

Built for asset managers, banks, and fintechs, it connects emerging economies to global liquidity, creating efficient issuance, settlement, and yield discovery in the next frontier of tokenized finance.

OneRamp

OneRamp provides next-generation crypto-to-fiat infrastructure across Africa, connecting decentralized liquidity to real-world payment networks.

Powered by ViFi’s proprietary FX protocol, OneRamp delivers competitive rates and near-instant crypto-to-mobile-money conversions. It allows diaspora users to send value home seamlessly while giving local businesses and wallets direct access to stablecoin liquidity.

Today, OneRamp serves seven African markets. Tomorrow, it becomes the bridge linking 200 million senders to 800 million recipients across the continent. ViFi Labs is building the rails to onboard one billion people into the future of finance.

A Protocol for theUnseen Majority

We’re building ViFi because traditional financial infrastructure wasn’t made for us—or for the 3 billion people navigating informal and mobile-first economies.

Emerging markets aren’t just underserved—they’re the future of global growth. There are more mobile wallets than bank accounts. More freelancers than formal employees. A remittance corridor moving over $700B annually—mostly via legacy rails.

About ViFi

Tokenized Futures

As Wall Street experiments with tokenized private credit and broadens access with blockchain-enabled funds at $25 entry points, the long-term alpha from crypto exposure continues to compress.

African and LATAM fund managers cannot afford to watch from the sidelines — they must embrace tokenized real-world assets and blockchain rails now, or risk being permanently left behind in the next wave of financial innovation.

ViFi abstract brand shape

Our Ethos

We’re not outsiders trying to “unlock” emerging markets. We live here. We build here. Our families transact on mobile money, buy airtime with USSD, and pool money in group chats. ViFi is what we wish existed five years ago.

Now we’re building it — for everyone else who’s been left out of the system.